Terms and Conditions for Loan Dash Tools

Effective Date: August 27, 2025

Welcome to Loan Dash Tools (the “Website”), accessible at https://loandash.online/. These Terms and Conditions (“Terms”) govern your access to and use of our Website and services. By accessing or using our Website, you agree to be bound by these Terms. If you do not agree, please do not use our Website or services. These Terms are a legally binding agreement between you (“User,” “you,” or “your”) and Loan Dash Tools (“we,” “us,” or “our”).

1. Eligibility

• You must be at least 18 years old and of legal age to form a binding contract.
• You must not be barred from using our services under applicable laws.
• You must reside in a jurisdiction where our services are available (e.g., United States, unless otherwise specified).

2. Services

Loan Dash Tools provides financial tools, resources, or loan-related services, including but not limited to loan calculators, application forms, or informational content. Specific services may include:

• Online tools for financial planning or loan estimation.
• Loan application processing (if applicable).
• Access to third-party lenders or financial partners (if applicable).

We reserve the right to modify, suspend, or discontinue any service at our discretion without notice.

3. User Responsibilities

• Accurate Information: You agree to provide accurate, current, and complete information when using our Website, including during account registration or loan applications.
• Account Security: If you create an account, you are responsible for maintaining the confidentiality of your username and password. Notify us immediately at mnm121660@gmail.com if you suspect unauthorized access.
• Compliance: You agree to comply with all applicable local, state, federal, and international laws when using our Website.
• Prohibited Actions: You shall not:
  • Use the Website for illegal purposes.
  • Attempt to hack, reverse-engineer, or disrupt the Website.
  • Use automated tools (e.g., bots, scrapers) to access or extract data.
  • Post or transmit harmful, offensive, or unlawful content.

4. Loan Applications (If Applicable)

• No Obligation: Submitting a loan application or using our tools does not guarantee approval. Approval is subject to our discretion or that of third-party lenders.
• Terms of Loans: If you apply for a loan, terms such as interest rates, repayment schedules, and fees will be provided in a separate loan agreement. Review all terms carefully before accepting.
• Third-Party Lenders: We may share your information with third-party lenders or partners to process applications, subject to our Privacy Policy. We are not responsible for third-party actions or terms.
• Repayment: You are responsible for repaying any loans according to the agreed terms. Failure to repay may result in additional fees or collection actions, as outlined in your loan agreement.

5. Intellectual Property

• All content on the Website (e.g., text, graphics, logos) is owned by Loan Dash Tools or its licensors and is protected by copyright, trademark, and other laws.
• You may not copy, modify, distribute, or create derivative works from our content without written permission.

6. Third-Party Links and Services

• Our Website may contain links to third-party websites or services (e.g., lenders, payment processors). We are not responsible for their content, terms, or privacy practices. Review their policies before engaging.
• Any dealings with third parties are solely between you and the third party. We are not liable for any losses or damages arising from such interactions.

7. Limitation of Liability

• To the fullest extent permitted by law, Loan Dash Tools, its affiliates, and partners are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Website or services, including but not limited to financial losses, data loss, or service interruptions.
• We do not guarantee the accuracy, completeness, or availability of our Website or services.

8. Disclaimer of Warranties

• The Website and services are provided “as is” and “as available” without warranties of any kind, express or implied, including fitness for a particular purpose or non-infringement.
• We do not guarantee that the Website will be error-free, secure, or uninterrupted.

9. Termination

• We may suspend or terminate your access to the Website or services at our sole discretion, with or without notice, for reasons including but not limited to violation of these Terms.
• Upon termination, you must cease all use of the Website, and any outstanding obligations (e.g., loan repayments) remain in effect.

10. Changes to Terms

• We may update these Terms at any time by posting the revised version on this page. Changes are effective upon posting.
• Your continued use of the Website after changes constitutes acceptance of the updated Terms.

11. Governing Law

• These Terms are governed by the laws of the United States and the state in which Loan Dash Tools operates (unless otherwise specified).
• Any disputes not subject to arbitration will be resolved in the state or federal courts of that jurisdiction.

12. Contact Information

For questions or concerns about these Terms, contact us at:

• Email: mnm121660@gmail.com
• Website: https://loandash.online/

13. Miscellaneous

• Entire Agreement: These Terms, along with our Privacy Policy, constitute the entire agreement between you and Loan Dash Tools regarding the Website and services.
• No Waiver: Our failure to enforce any provision of these Terms does not constitute a waiver of that provision.
• Severability: If any provision is found invalid or unenforceable, the remaining provisions remain in full force.