Privacy Policy

Privacy Policy for Loan Dash Tools
At Loan Dash Tools, we are committed to protecting your privacy and safeguarding your personal information. This Privacy Policy outlines how we collect, use, share, and protect your data when you visit our website or use our services. By using our website, you agree to the terms of this policy. If you do not agree, please do not use our website or services.

1. Information We Collect
We collect both personally identifiable information (PII) and non-personally identifiable information (Non-PII):

• Personally Identifiable Information (PII): This includes data you provide when using our services, such as: 
  • Full name
  • Email address (e.g., mnm121660@gmail.com for account-related communication)
  • Physical address
  • Phone number
  • Financial details (e.g., income, bank account information, or credit history, if applicable for loan tools)
  • Other details like date of birth or employment information (if required for loan applications or financial tools).
• Non-Personally Identifiable Information (Non-PII): This includes anonymous data like: 
  • IP address
  • Browser type and version
  • Device information
  • Website usage data (e.g., pages visited, time spent, clicks) collected via cookies, web beacons, or similar technologies.

2. How We Collect Information
We collect information when you:

• Submit forms or applications on our website (e.g., loan inquiries or tool usage).
• Contact us via email (mnm121660@gmail.com) or other channels.
• Browse our website, where we may use cookies or analytics tools (e.g., Google Analytics) to track usage patterns.
• Opt-in to marketing communications or newsletters.

3. Why We Collect Information
We use your information to:

• Provide and improve our services (e.g., loan calculators, financial tools, or loan processing).
• Process applications or inquiries for financial products.
• Respond to your requests or customer support inquiries.
• Send marketing materials, newsletters, or promotional offers (with your consent).
• Analyze website performance and user behavior to enhance user experience.
• Comply with legal obligations or prevent fraud.

4. How We Share Your Information
We may share your information with:

• Third-Party Service Providers: Such as lenders, payment processors, or analytics providers to facilitate our services. These providers are bound by confidentiality agreements and comply with applicable laws.
• Affiliates or Partners: For business purposes, such as marketing or loan processing, with your consent.
• Legal Authorities: To comply with legal requirements, such as responding to subpoenas or protecting against fraud.
• Business Transfers: In the event of a merger, acquisition, or sale of assets. We do not sell your personal information to third parties for unrelated purposes.

5. How We Protect Your Information
We implement industry-standard security measures, such as encryption and secure servers, to protect your data. However, no online transmission is 100% secure, and we cannot guarantee absolute security. If you have concerns, contact us at mnm121660@gmail.com.

6. Your Choices and Rights
You have the following rights:

• Opt-Out: Unsubscribe from marketing emails using the “unsubscribe” link or by contacting mnm121660@gmail.com.
• Access or Delete Data: Request access to or deletion of your personal information, subject to legal requirements.
• Cookies: Manage cookie preferences through your browser settings.
• CCPA Rights (for California Residents): You may request details about the information we collect, request deletion, or opt-out of data sales. Contact us at mnm121660@gmail.com to exercise these rights.